Debt Overview

DIVERSE FUNDING

PRUDENT CAPITAL MANAGEMENT

Warehouse Financing

A$5.3bn
Total Limits
7 Active
Facilities

Australia and New Zealand, 30 June 2025

ABS Issuance1

A$7.8bn
Total Issued
7 Active
Issuances

Australia and New Zealand, 30 June 2025

1 Includes AUCC MT Series 2025-1 which priced 27 June and settled 3 July.

Capital

7.0% TER
A$146.7m Latitude Capital Notes

30 June 2025

Debt funding

Latitude’s debt funding comprises a mix of securitsation and corporate debt. Securitisation debt is typically used to fund Latitude’s products, through private warehouse funding and public ABS issuance. Corporate debt is typically used to meet Latitude’s broader funding needs.

Latitude manages its debt funding risk through diversification and robust capacity and maturity management, informed by on-going monitoring and regular reporting.

Warehouse Financing

Latitude has long established warehouse funding lines in Australia and New Zealand. Our warehouses are delineated by the type and location of the products that they fund and are used to fund the origination of receivables and to meet redemptions on our ABS issuance.

ABS Issuance

Latitude is a regular and significant issuer of ABS in the Australian and New Zealand markets.

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The Latitude Finance Services recommends that you read the Terms and conditions and Privacy and Credit Reporting Policy of the website. In Australia, Latitude Financial Services includes: Latitude Financial Services Australia Holdings Pty Ltd (ABN 46 603 161 100); Latitude Finance Australia (ABN 42 008 583 588 Australian Credit Licence Number 392145); Latitude Personal Finance Pty Ltd (ABN 54 008 443 810 Australian Credit Licence Number 392163); and Latitude Automotive Financial Services (ABN 80 004 187 419 Australian Credit Licence Number 392178), trading as Latitude Financial Services. In New Zealand, the Latitude Group includes: Latitude Financial Services Limited (Company number 5624865). Latitude Financial Services, Level 18, 130 Lonsdale Street, Melbourne, Vic, 3000.

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